A renter paying $3,000 a month in rent was denied a $2,000 mortgage, Andrew Lokenauth noted, underscoring a gap in lending standards. The case highlights how pr

A renter paying $3,000 a month in rent was denied a $2,000 mortgage, Andrew Lokenauth noted, underscoring a gap in lending standards. The case highlights how proven payment capacity does not necessarily translate into a path to homeownership.